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Disclosures

Whittier Advisors, LLC (“Whittier Advisors” or “Firm”) is registered as an investment advisor with the U.S. Securities and Exchange Commission. Whittier Trust Company and The Whitter Trust Company of Nevada, Inc. are state-chartered trust companies. Whittier Advisors, Whittier Trust Company and The Whitter Trust Company of Nevada, Inc. are separate and distinct entities.

This website is a general communication being provided for informational purposes only. It is educational in nature, does not constitute an offer to sell, or a solicitation to buy, any securities, and is not designed to be a recommendation for any specific investment product, strategy, plan feature or other purposes. By receiving this communication you agree with the intended purpose described above. Any examples used in this material are generic, hypothetical and for illustration purposes only. Communications such as this are not impartial and are provided in connection with the advertising and marketing of products and services. Prior to making any investment or financial decisions, an investor should seek individualized advice from personal financial, legal, tax and other professionals that take into account all of the particular facts and circumstances of an investor’s own situation.

Opinions and statements of financial market trends that are based on current market conditions constitute our judgment and are subject to change without notice. We believe the information provided here is reliable but should not be assumed to be accurate or complete. The views and strategies described may not be suitable for all investors. Past performance is no guarantee of future results, and no investment or financial planning strategy can guarantee profit or protection against losses. Investors should note that income from such securities or other investments, if any, may fluctuate and that the price or value of such securities and investments may rise or fall.

Content on this website may contain forward-looking statements based on the Firm’s current beliefs, assumptions, expectations, estimates and projections, which can be identified by words such as “anticipates”, “believes”, “estimates”, “expects”, “forecasts”, “plans”, “projects”, “seeks”, “aims” and comparable terminology. The Firm’s judgments relating to and discussion of the value and potential future value or performance of any security, group of securities, type of security or market segment involve judgments as to expected events and are inherently forward-looking statements. Any projections, forecasts and estimates referenced within this website are not guarantees of future performance and involve certain risks, uncertainties and assumptions that are difficult to predict with regard to timing, extent, likelihood and degree of occurrence. It can be expected that some or all of such assumptions will not materialize or will vary significantly from actual results. Accordingly, any projections are only estimates and actual results will differ and may vary substantially from the projections or estimates shown. Forward-looking statements are subject to change without notice. The Firm does not assume any responsibility to update, modify or amend this reported content or to otherwise provide notice in the event that any matter or opinion, projection, forecast or estimate set forth herein changes or subsequently becomes inaccurate. Any decision to invest should not rely on forward-looking statements.